Long-Term Care Insurance

Long Term Care Insurance informationIf you have become a caregiver for a loved one, then you know the burden and stress a long-term care situation can bring. 40% of people receiving long-term care are working-age adults between the ages of 18-64. About 70% of Americans over the age of 65 years will need long-term care services during their lifetime.

These two facts alone should convince anyone of any age or health status to apply for long-term care insurance. Not having a plan, is a plan to fail, so consult with a local Dr. Marion approved long-term care specialist. Receive local referrals using the form to the right.

Many caregivers ask me when they should buy long-term care insurance for themselves and their spouse. I highly recommend they do it now. Why? Because a long-term care policy is priced based on your age and health. If you wait too long, it may be cost-prohibitive or your health may change, and you may not qualify for coverage at all.

Meet with a long-term care specialist; they will educate you on the risks and opportunities that exist as you age. Long-term care insurance is not for everyone. However, speaking with an expert is crucial to understanding if it’s right for you. Plan ahead and learn about the options available so you can make an informed decision. Receive local LTC specialist referrals using the form to the right. >>

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